Be able to apply the legal rules on consumer credit agreements and agency

The following topic forms part of the Specialist Unit Business Law.

Forms of consumer credit agreements: restricted use of credit, unrestricted use of credit, debtor-creditor supplier agreements, debtor-creditor agreements; relevant legislation

Other agreements: exempt agreements, small agreements, multiple agreements, linked transactions, cancellable agreements

Consumer credit licensing: general requirements, the issue of licences, termination of consumer credit agreements, early re-payment, right to terminate, termination statements, enforcement of consumer credit agreements, creditor’s remedies, default notices; relevant legislation

Agency: definition, types of agent, authority of agent, rights and duties of agent and principal, agent’s liability to third party, termination of agency; relevant legislation

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